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Community
Homebuyer Program
For first time homebuyers
whose income allows them to qualify for this program.
Borrowers must have 3% of their own funds to use as a
down payment. |
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VA Loans
For veterans only. No down
payment is required for qualified veterans. |
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Fixed Rates
30, 25, 20, 15 and 10 year fixed rates available with a
5% down payment. |
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Adjustable Rate Loans
We have over 25 different adjustable rate loans for
borrowers to chose from. |
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Balloon Mortgages
We offer Balloon Loans on 30 years amortization with
both a 5 year and 7 year balloon. |
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Jumbo
Loans
Loans available for loan amounts above $419,000. |
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Construction/Permanent
Loans
We offer a one time closing program to borrowers who
want to build their dream home. |
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Second
Homes
Loans available for the purchase of second homes;
requires a 10% down payment. Financing up to $1 million.
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Investment
Properties
Up to 90% financing available.
No
income Verification Loans
For both self-employed and wage earners.
Pledged
Asset Program
Borrowers can pledge liquid asset (CD, IRA, Mutual Fund)
in leiu of a cash payment.
Second
Mortgages And Home Equity
Lines Of Credit Available up to 125% of the appraised
value.
Credit
Problems And High Debt Ratio
Loans For borrowers who need special financing.
Commercial
Loans
For all commercial needs from lines of credit to
construction or purchase of commercial properties.
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Southside Mortgage Corporation is Locally
Owned and Operated. |
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